In arriving at the relative cost of car insurance between cities in North Carolina, we obtained auto insurance quotes for our sample driver across in 112 locations in the state. The driver we used as our benchmark was a single 30 year old male to have a standard comparison across the 100+ places. Our benchmark driver owns a 2011 Toyota Camry vehicle - no renting or financing. He averages 12,000 miles a year on the road for daily commute to and from work, and in the most recent five years, have not had any accidents or traffic violations. Quotes were obtained for a policy with basic liability protection for the Camry from companies such as State Farm, GEICO, and the North Carolina Farm Bureau.
Holy cow, car insurance quotes, amiright? To say they’re confusing is a massive understatement. There are just so many numbers. And acronyms. And terms no non-insurance expert should expect to understand. (PIP, anyone? Anyone?) And, while you can get a sense of how much your car insurance would cost — that number is usually prominently displayed right up top — understanding the rest of the quote, like how much protection you get and what you’re still on the hook for, is … well, something else.
The Zebra didn’t allow me to customize coverage preferences, forcing me to choose one of four pre-assembled packages. It also didn’t list which companies allowed which discounts, making their earlier list of pre-qualified discounts less useful. On the right side of the page, the site provided an “Insurability Score” listing the factors that insurance companies use to set rates and grading the information I’d provided during the quoting process, which could help drivers looking to improve their rates in the future.
The car your drive makes a big difference in your insurance rate. Vehicles built for performance, with high MSRP (manufacturer's suggested retail price), and foreign-built models are often costlier to insure. Vehicles that don't cost as much to repair or aren't built for faster driving — such as vans and sedans — are correspondingly cheaper to insure.
Because most forms of insurance are regulated at the state level, state legislation influences car insurance premiums. For instance, in Michigan, a no-fault state, state law requires an unlimited amount of Personal Injury Protection coverage, a requirement that increases the cost of car insurance. Although each state legislates insurance differently, auto insurance prices may vary on a zip code-by-zip code basis. Below is an analysis of the cheapest and most expensive states for car insurance (from The Zebra's State of Insurance study).

New York - New Yorkers get all of the information they need on NY's Department of Financial Services website insurance industry section. Whether you are from New York City - Manhattan, Queens, Brooklyn, The Bronx, Staten Island or any other NYC location, Buffalo, Rochester or any other city within New York, you will most likely find all of the local insurance information that you need here: Consumer Resources, Agents & Brokers, Companies, Applications & Licensing
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I am the Financial Services Manager and work at the Hickory, NC office. I help families protect their assets with Life Insurance. We pride ourselves in treating you like family with excellent customer service. You can rest assured that you will always get the best from us. We offer many types of insurance such as Auto Insurance, Home Insurance, Life Insurance, Health, Renters and Business Insurance. Come say hi or call us today! We’d love to help you get a better insurance quote!

Choose from 3 standard options or customize your coverage to fit your needs and budget! Infinity wants to make it as easy as possible for you to find the right car insurance coverage. Whether your budget is limited and you need to meet state­-minimum requirements or you want the best protection possible, Infinity has you covered. Get your free auto insurance quote online today!


Young drivers (those between the ages of 16 and 25) pay extraordinarily high auto insurance rates, with those aged 16-19 paying the most expensive premiums of all. Because of the risk presented by inexperienced drivers, teens pay more than three times the national average for car insurance. In Virginia, the average teen driver pays $3,747 — approximately $1,200 less than the national teen driver average, but more than three times as much as an older driver in Virginia.
The type of car you drive matters. If you drive a vehicle that is listed as high theft, or more likely to be involved in an accident, expect to pay higher premiums. Even cars that have collision protection can actually drive up the price due to the cost of repairs. Other things that will drive the cost of repairs up is after-market installs. Things like rims, spoilers, and exterior lighting can be costly to repair. You will want to make sure that you have the right coverage to cover damage to after factory installs.
After a DUI, Nationwide's premiums increased by more than $1,300 to become the third-most-expensive company, while Liberty Mutual became the cheapest. While Liberty Mutual isn't the cheapest auto insurer without a DUI, the $785 increase is the smallest financial penalty for drinking and driving. This is why it’s important to not become complacent with your insurance company. Just because Nationwide was the cheapest insurance company before a DUI doesn't mean things will stay as-is with a serious violation on your record.
Young drivers (those between the ages of 16 and 25) pay extraordinarily high auto insurance rates, with those aged 16-19 paying the most expensive premiums of all. Because of the risk presented by inexperienced drivers, teens pay more than three times the national average for car insurance. In Virginia, the average teen driver pays $3,747 — approximately $1,200 less than the national teen driver average, but more than three times as much as an older driver in Virginia.
OpenSecrets.org: OpenSecrets is the website of the Center for Responsive Politics, a nonprofit, nonpartisan research group located in Washington DC. It's the top resource in the US for unbiased information and allows users to track federal campaign contributions and lobbying by lobbying firms, individual lobbyists, industry, federal agency and bills. Other resources include the personal financial disclosures of all members of the US congress, the president and top members of the administration. OpenSecrets users can also search through ZIP codes to learn how their neighbours are allocating their political contributions.
Furthermore, we know our customers want the right amount of coverage to help keep their family safe on the road while following state regulations, in addition to maximum driver discounts. That’s why we place an emphasis on removing red tape and streamlining processes to help find and compare cheap full coverage car insurance rates and the cheapest insurance companies for our customers.
Progressive Home Advantage® policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA's commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. Click here for a list of the insurers or contact us for more information about PSIA's commission. Discounts not available in all states and situations.
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